How Money Works with Melanie Collette

Episode 8: "Surviving Inflation & Soaring to Success with Richard Branson and Dr. Raykel Tolson"

Welcome to Episode 8 of How Money Works with Melanie Collette! Today, we’re tackling one of the hottest topics in finance – inflation. What is it, why is it spiking, and how can you shield your finances from its impact? Melanie breaks down the basics, cutting through the jargon to help you understand what inflation means for your everyday expenses and what you can do to fight back.
Then, we’ll switch gears for an inspiring feature on Richard Branson, the audacious founder of Virgin Group. Discover how this business icon turned a humble magazine into a global empire, overcoming obstacles and rewriting the rules of entrepreneurship along the way. Melanie unpacks the secrets behind Branson’s success, giving you practical insights to fuel your own big dreams.
Finally, don’t miss our Financial Trends segment with the incredible Dr. Raykel Tolson. She’s here to share invaluable tips on budgeting, saving, and investing, all designed to elevate your money mindset and empower you to take control of your financial future. Whether you’re looking to protect your wallet, chase your dreams, or simply get smarter about money, this episode has it all!
Tune in and let’s dive into the world of finance, success, and wealth-building!

Episode 7: Mastering Supply & Demand + Uber’s Success Story with Special Guest Quynh Mai

In this episode of How Money Works, Melanie Collette breaks down the power of supply and demand and how it impacts everything from gas prices to your grocery bill. 
Hear the inspiring Financial Success Story of Uber’s rise, and learn how founders Travis Kalanick and Garrett Camp turned a simple idea into a global sensation. Plus, special guest Quynh Mai, CEO of Qulture, shares her expert insights on influencer marketing, AI, and staying ahead of business trends. 
Don't miss this episode packed with financial wisdom and entrepreneurial inspiration!

Episode 6: Investing Made Easy + Lessons from Grant Sabatier & Going Green with Alan McGowan

In this episode of How Money Works with Melanie Collette, we simplify investing with practical tips to help your money grow. Whether you're a beginner or experienced, Melanie’s got you covered.
Next, in Financial Success Stories, we highlight Grant Sabatier, founder of Millennial Money, and his inspiring journey to financial independence in just five years.
Finally, Alan McGowan joins us to explore how climate change affects your wallet and how eco-friendly choices can save you money. #Investing101 #FIREMovement #GoGreen #FinancialFreedom #HowMoneyWorks

Episode 5: Mastering Credit & Debt and Special Guest Laura Reid: How Public Speaking Can Boost Your Career and Finances

In Episode 5 of *How Money Works with Melanie Collette*, we’re diving into the essentials of credit and debt management to help you take control of your financial future. Learn how your credit score is calculated, the smart way to manage credit cards, and the difference between good and bad debt. Plus, discover proven strategies like the Debt Snowball and Avalanche to tackle your debts efficiently.
Later in the show, be inspired by real-life financial success stories of individuals who transformed their financial outlook. Finally, don’t miss our "Financial Trends" segment with special guest Laura Reid, a public speaking expert who shares how mastering communication skills can elevate your career and your bank account.
Stay tuned for a jam-packed episode filled with actionable insights to help you build the financial future you deserve!

Episode 4: Mastering Personal Banking, Social Media Success of Khaby Lame, and Unlocking Passive Income Strategies with Bob Ramirez

In Episode 4 of "How Money Works with Melanie Collette," we're diving deep into the essentials of personal banking. In our Education Corner, Melanie will demystify banking basics, from choosing the right account to avoiding pesky fees and building strong credit – empowering you to make your bank work for you!
Next, in our Financial Success Stories segment, we spotlight the meteoric rise of TikTok sensation Khaby Lame. Discover how his journey from unemployment to internet stardom offers insights into the power of authenticity, creativity, and social media for building a personal brand or business.
Finally, in the Financial Trends segment, we're joined by Professor Bob Ramirez, an expert in business and management, to explore "Solving America’s Retirement Crisis." Learn innovative passive income strategies – from real estate investments to dividend stocks – to secure financial freedom and a comfortable retirement. Whether you're a financial newbie or a seasoned pro, this episode is packed with tips and strategies to help you take control of your money and future. Tune in, and let’s get financially savvy together!

Episode 3: Unlock Financial Success: Smart Saving Tips and Overcoming Mental Barriers with Special Guest Dr. Noah St. John"

n this insightful episode of "How Money Works with Melanie Collette," we dive deep into the power of smart saving and financial success strategies that can transform your life. Melanie kicks off with the Education Corner, where she explores why saving money should be a top priority in your financial plan. Discover the magic of compound interest, the critical importance of having an emergency fund, and how to set SMART savings goals that keep you on track toward financial freedom.
Next, get inspired by Financial Success Stories featuring the incredible journeys of Warren Buffett, Oprah Winfrey, and Elon Musk. Learn how their persistence, discipline, and innovative thinking propelled them to success and how you can apply their lessons to your financial life.
Finally, Melanie sits down with special guest Dr. Noah St. John in the Financial Trends & Guest Interview segment. Dr. St. John shares his revolutionary AFFORMATIONS® Method and insights into overcoming mental barriers that keep many stuck in financial ruts. Hear about his personal journey from poverty to success, his groundbreaking techniques, and practical tips to help you break through your financial barriers.

Episode 2: Episode Title: "Budget Mastery, Emergency Funds & Balancing Teen Life: Insights with Nighat Shah"

In this episode of How Money Works with Melanie Collette, we dive deep into the essentials of budgeting, explore the importance of emergency funds, and discuss how global and domestic financial trends affect personal finance. From mastering advanced budgeting strategies to understanding the psychological aspects of spending, this episode is packed with actionable insights. The highlight of today’s show features Nighat Shah, who shares expert advice on managing your teenager’s school/work life balance, ensuring they thrive academically and emotionally.

Episode 1: Redefining the American Dream: Financial Literacy, Empowered Moms, and Entrepreneurial Success with Cristina Ramirez

In this episode of "How Money Works with Melanie Collette," we redefine the American Dream by exploring the vital role of financial literacy in today's complex world. Join us as we dive into empowering stories of financial success and resilience, featuring guest Cristina Ramirez, author of "Empowered by Discomfort," who shares how she has helped over 200 moms build thriving businesses without sacrificing family time. From inspiring entrepreneurial journeys like Squire and TaskRabbit to essential money principles everyone should know, this episode is packed with actionable insights to help you take control of your financial future. Tune in and discover how financial literacy can transform your life, one informed decision at a time.

Teaser: From ‘Money Talk’ to ‘How Money Works

Welcome to a fresh chapter of our show! Formerly known as "Money Talk with Melanie," we are now "How Money Works with Melanie Collette." In this special episode, Melanie explains why we've changed our name and our focus. As the American Dream evolves, so must our understanding of finance. With pensions disappearing and social security uncertain, it's clear that financial literacy isn't just important—it’s essential.  
Join us as we move beyond the basics of money talk and dive deep into empowering you with the tools to navigate today’s financial realities. Learn how to protect yourself from financial pitfalls, make smart decisions, and build a future that thrives. Tune in and discover how to truly make your money work for you!